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Nesslau commune (St. Gallen canton, Switzerland)

image located by Martin Karner

Azure two mullets of six Or either side of two bars wavy Argent.
Christopher Southworth

On 1 January 2013 the commune of Stein became part of Nesslau-Krummenau, which changed its name back to Nesslau.

Nesslau-Krummenau (2005–2012)
Nesslau (until 2004)
Krummenau (until 2004)
Stein (until 2012)

See also:

Nesslau-Krummenau (1 January 2005 – 31 December 2012)

image located by Martin Karner

Azure two mullets of six Or either side of two bars wavy Argent.
Christopher Southworth

On 1 January 2005 the two communes merged to the new commune of Nesslau-Krummenau.

Nesslau (until 31 December 2004)

image by Pascal Gross

Argent two barrulets wavy Azure and Coupeaux Vert.
Željko Heimer, 21 December 2000

See also: BARRULET in Dictionary of Vexillology

Krummenau (until 31 December 2004)

image by Pascal Gross

Vert, between three Mullets Or in pale two bendlets wavy Argent.
Željko Heimer, 21 December 2000

The flag of Krummenau is canting. Krumm = curved and Au is derived from a term meaning brook (as in Danish Â).
Pascal Gross/Ole Andersen, 18 December 2000

[Au can be derived from Aa, Ach (brook, river), but there is also the word Au, Aue (river flat)]

See also: BENDLET in Dictionary of Vexillology

Stein (until 31 December 2012)

image by Pascal Gross

Or on a mount of the same a Stone Cliff vert.
Željko Heimer, 21 December 2000

The stone (in German Stein) on the canting flag of Stein is more than a stone but the Goggeienberg, a local crag I've not been able to find on any map.
Pascal Gross, 19 December 2000

[The mountain's name is Goggeien and can be located with this name (photo, source)]